Auto Insurance Rankings
This is because most policyholders do not usually carry all three types of coverage. NAIC data also shows that 77 percent of insured drivers buy comprehensive coverage in addition to liability insurance. And only 72 percent purchase … read more…
Detroit Auto Insurance ? The Disadvantages of Getting the Minimum …
Obviously, the minimum liability auto insurance only covered the minimum. This means that it only has limited coverage. In case you will be involved in an accident where there are terrible damages and injuries, you must not expect the … read more…
Hired Auto Coverage Please Help Me! I Don't Know How To Settle My …
It has minimal liability of Arizona (where we live, and overturned) is a maximum of $ 15000 30/15 ownership and a maximum of $ 30000 for bodily injury by accident, but only $ 15000 per person. I met my lawyer and I discussed how … read more…
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Open Question: What happen if I get into an accident with a “totalled” vehicle?
Last year, my car was rear ended and suffered heavy damage. The adjuster came and pretty much said that it was totalled and submitted the full value to his insurance company.
The problem is the insurance company is refusing to pay the full amount. Only offered a partial amount claiming they weren’t 100% at fault. But the evidence and police report show they were 100% at fault. So a lawyer was hired to handle it since I didn’t have collision insurance.
The problem is, I don’t have another car and didn’t have rental car coverage so I’ve been driving my “totalled” car which has severe body damage but the engine runs good. I still pay insurance on it (just liability).
So if I get in to another accident and they find out I’ve been driving a “totalled” car, will it affect the outcome of my suit? Or does it not matter?
Open Question: what is good to have with car insurance. what features i guess i should say…?
i am 26, drive a 2007 altima 2.5s sedan with 30,000 miles on it. clean driving record and had my license since 17 with zero tickets if that helps.
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This is what I am paying with progressive auto:
Coverage & Premium Information
2007
Nissa
BODILY INJURY & PROPERTY DAMAGE LIABILITY $296.00
BI $50,000 EACH PERSON – $100,000 EACH ACCIDENT
PROPERTY DAMAGE LIABILITY – $50,000 EACH ACCIDENT
MEDICAL PAYMENTS $5,000 EACH PERSON $20.00
COMPREHENSIVE ACV LESS $500 DEDUCTIBLE $65.00
COLLISION ACV LESS $500 DEDUCTIBLE $336.00
LOAN/LEASE PAYOFF COVERAGE $33.00
25% OF THE ACTUAL CASH VALUE
UNINSURED/UNDERINSURED MOTORIST $22.00
$50,000 EACH PERSON – $100,000 EACH ACCIDENT
UNINSURED MOTORISTS PROPERTY DAMAGE $3,500 $6.00
ROADSIDE ASSISTANCE $7.00
Premium by Vehicle $785.00
Anti-Fraud Fee $0.90
Total Policy Premium $785.90
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I think i am paying too much for car insurance?! about $130 A MONTH!
Is this just about right or can I get lower better insurance or do i actually need something more?!
let me know what you have and how much you pay and how you are covered.
thanks
Open Question: Auto Insurance question?
First of all, I was involved in an accident. I was hit from the rear and then I slammed into the car in front of me. I’m not that smart when it comes to my policy, and I would like to change that. I’m not exactly sure where I’m covered in this area. Like I said, I’m not auto insurance savvy, so if possible, keep explanation of coverage and the location of coverage in general terms. These are based on an average coverage. I need to find the following:
The cost of a medical checkup for my passenger
The front and rear damage to my car
The damage to the car in front of me
The damage to the car behind me
The total amount of liability protection for bodily harm and property damage
Any help would be greatly appreciated.
Liability Only Vs Full Coverage: Choosing Auto Insurance Coverage
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Saving Money On Your Motorcycle Insurance
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@caro0513 I assume so, that was for liability only, not equipment coverage.
Posted by dandawson via Twitter
@jimblanchard Or perhaps you only carry the mandated minimum liability coverage, but cause more damage. You cover the rest. No different.
Posted by devhammer via Twitter
Texas Auto Insurance Coverage Requirements
Posted by erimusic via Auto Insurance Articles and Car Insurance RSS Feeds
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