Bogleheads :: View topic – car insurance premiums – is a 12 …
An increase of 12% seems excessive, but then this is only the third time I’ve ever shopped for car insurance. Is this experience normal? Is it pretty much expected that even drivers with perfect records will have to shop around every year to keep from …. The remainder of the increase was split about evenly between “liability coverage” and “collision coverage”. The comprehensive coverage went down a few dollars and my towing and labor coverage went up a few bucks. …  read more…

Bogleheads :: View topic – Umbrella Insurance – Do I really need it?
But for an amount of money (the umbrella premium) that is scarcely noticeable in our modest budget, I get not only an additional million $ of liability insurance, but a team of insurance company lawyers ready to defend me against a … I also have the maximum coverage on my car insurance and renters insurance. I only pay like $100 a month for all of this insurance. I also pay for the best health care plan option, even though I haven’t had worse than a cold in years. …  read more…

A Couple of Interesting Insurable Interest Cases From Florida and …
Republic acknowledged coverage on the house and paid Silverton $7000 for its damage, but it denied any liability to Silverton or Tidwell on the household goods. Thereupon, Silverton and Tidwell brought this suit against Republic … In the present case, plaintiffs seek to recover only on the risk assumed by Republic under the terms of the written policy. Republic’s policy insured against the destruction of precisely the same household goods identified in its policy and …  read more…

From Google Blog Search

Understanding Florida Auto Insurance
Florida Auto Insurance is preferred as the climate plays havoc with sudden summer storms leading to deathly accidents and breakdowns. Having auto insurance in Florida can assure you of …  read more…

Benefits of Top Rated Auto Insurance Companies
Car insurance offers you coverage for accidents. It can be priced randomly for different people who are ready to obtain protection for risks for their cars if involved in a type of traffic accident. V…  read more…

What is comprehensive car insurance
What is auto insurance? Auto insurance (or car insurance, motor insurance) is insurance consumers can purchase for cars, trucks, and other vehicles. Its primary use is to provide protection against lo…  read more…

From GoArticles.com

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Open Question: How fast can a personal injury claim against an insurance company take?
I’ll try and keep this simple. I had two “friends” jump on my back while I was asleep. They broke my neck and I was in the hospital for 2 months and had neck surgery. Some nurses thought I was going to die when I was brought in to the ER. I am learning to walk all over again and will not be back at work for a long time. This is a life changing injury although my surgeon expects a 100 percent recovery.

Now I have a lawyer who is going after the homeowners policies of both parties for the full amount of personal injury liability. He thinks he may get some “cash” in 3-4 months. Both parties are cooperating and admit they were at fault.

How long can something like this really take and can I expect the full amount possible in this case. For example one party has 300,000 coverage for personal injury. Should I expect all of that? My lawyer is old school and wont accept the first number he hears and he has a private investigator getting statements and following up on things.

Really want to have an idea of how much waiting and how much money a situation like this will turn out.

  read more…

Open Question: why do full coverage if you make monthly payments on a car?
the insurance company dont let u have only liability if they know that ur making monthly payments?
is it required to have full coverage?

  read more…

Open Question: How much motorcycle insurance do I really need in California?
So I’m seriously considering a motorcycle, but two of my friends are on opposite sides of the spectrum. One says that you only need like 20 bucks a month for liability insurace because if you crash you’ll die anyway. The other says you need a lot of coverage, especially from uninsured motorists due to the fact that hit-and-run has gone up by 200% because of our economy. So I’m not really sure how much insurance I need for my bike, but I already do have car insurance. Then again, I have a feeling they aren’t the same…

  read more…

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