What Are Affordable Car Insurance Quotes | 2Articles.com
Car Insurance quotes, if wisely drawn up, can attract people to find the right automobile insurance policy. Whether one owns a car, Truck, SUV, or several vehicles, a proper picture of what they are going in for, when taking a policy, … read more…
The Factors That Determines Your Premium! | Car Insurance Articles
You will find that by obtaining car insurance quotes from several car insurance companies that your annual premium can be vastly different from company to company and therefore it is in your own interest to shop around to find which one … read more…
Can someone help me find car insurance for my dad?
my dad is looking for a car insurance company that insures anyone who drives his car, ie. his children. is this possible? what insurance companies offer this. read more…
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Open Question: Why I cry every night?
I’m a mother of two daughters. One is in college which has been paid for by financial aid and her working full time in addition to full time class load. My other daughter is handicapped and dependent on me. I held a very good paying job for twelve years until I started having medical problems which resulted in me losing my job. I have been unable to work for almost three years. I had carried a long term insurance policy which has provided me with a small income that covers my mortgage. I have been holding on by a thread to my house. I sold many of my belongings as well as my car to pay medical and existing bills. The good news is I have finally been released back to work. I have taken classes and received my license for Real Estate. I already have two buyers my first week. My problem is that I don’t have the money to pay my fees which are $2200, nor do I have money to purchase a vehicle. I would appreciate any assistance to help me get back on my feet. Im confident I will do well as I was in Mortgage Banking and Finance for the past 22 years. Please help I don’t want my children to lose their home. I have exhausted all possibilities..Thank You
If you find in your heart to donate please email me @kristina_n_3angels@yahoo.com
Open Question: Do you like 0bama (SWT) THE GREAT’s new health care program?
I’ll Pass on ‘Opting Out’
by Ann Coulter
10/28/2009
The Democrats’ all-new “opt out” idea for health care reform is the latest fig leaf for a total government takeover of the health care system.
Democrats tell us they’ve been trying to nationalize health care for 65 years, but the first anyone heard of the “opt out” provision was about a week ago. They keep changing the language so people can’t figure out what’s going on.
The most important fact about the “opt out” scheme allegedly allowing states to decline government health insurance is that a state can’t “opt out” of paying for it. All 50 states will pay for it. A state legislature can only opt out of allowing its own citizens to receive the benefits of a federal program they’re paying for.
It’s like a movie theater offering a “money back guarantee” and then explaining, you don’t get your money back, but you don’t have to stay and watch the movie if you don’t like it. That’s not what most people are thinking when they hear the words “opt out.” The term more likely to come to mind is “scam.”
While congressional Democrats act indignant that Republicans would intransigently oppose a national health care plan that now magnanimously allows states to “opt out,” other liberals are being cockily honest about the “opt out” scheme.
On The Huffington Post, the first sentence of the article on the opt-out plan is: “The public option lives.”
Andrew Sullivan gloats on his blog, “Imagine Republicans in state legislatures having to argue and posture against an affordable health insurance plan for the folks, as O’Reilly calls them, while evil liberals provide it elsewhere.”
But the only reason government health insurance will be more “affordable” than private health insurance is that taxpayers will be footing the bill. That’s something that can’t be opted out of under the “opt out” plan.
Which brings us right back to the question of whether the government or the free market provides better services at better prices. There are roughly 1 million examples of the free market doing a better job and the government doing a worse job. In fact, there is only one essential service the government does better: Keeping Dennis Kucinich off the streets.
So, naturally, liberals aren’t sure. In Democratic circles, the jury’s still out on free market economics. It’s not settled science like global warming or Darwinian evolution. But in the meantime, they’d like to spend trillions of dollars to remake our entire health care system on a European socialist model.
Sometimes the evidence for the superiority of the free market is hidden in liberals’ own obtuse reporting.
In the past few years, The New York Times has indignantly reported that doctors’ appointments for Botox can be obtained much faster than appointments to check on possibly cancerous moles. The paper’s entire editorial staff was enraged by this preferential treatment for Botox patients, with the exception of a strangely silent Maureen Dowd.
As the Times reported: “In some dermatologists’ offices, freer-spending cosmetic patients are given appointments more quickly than medical patients for whom health insurance pays fixed reimbursement fees.”
As the kids say: Duh.
This is the problem with all third-party payor systems — which is already the main problem with health care in America and will become inescapable under universal health care.
Not only do the free-market segments of medicine produce faster appointments and shorter waiting lines, but they also produce more innovation and price drops. Blindly pursuing profits, other companies are working overtime to produce cheaper, better alternatives to Botox. The war on wrinkles is proceeding faster than the war on cancer, declared by President Nixon in 1971.
In 1960, 50 percent of all health care spending was paid out of pocket directly by the consumer. By 1999, only 15 percent of health care spending was paid for by the consumer. The government’s share had gone from 24 percent to 46 percent. At the same time, IRS regulations made it a nightmare to obtain private health insurance.
The reason you can’t buy health insurance as easily and cheaply as you can buy car insurance — or a million other products and services available on the free market — is that during World War II, FDR imposed wage and price controls. Employers couldn’t bid for employees with higher wages, so they bid for them by adding health insurance to the overall compensation package.
Although employees were paying for their own health insurance in lower wages and salaries, their health insurance premiums never passed through their bank accounts, so it seemed like employer-provided health insurance was free.
Employers were writing off their employee insurance plans as a business expense, but when the IRS caught on to what employers were doing, they tried to tax employer-provided health insuranc
Open Question: My mom won’t “let” me spend the night at my boyfriends apt?
My mom will not “let” me stay a night at my boyfriends apartment.
I am 18 and still living at home. I am fairly independant in many ways, I pay money for food, using the car, insurance, those sorts of things and for the most part I keep to myself and keep my things picked up, etc. However I am dependent on my mom (live with a stepdad too, so yeah) for the internet (I pay half the bill, she pays the other half) and for my cell phone (I pay for texting, but not the cell phone plan).
My mom does not like my boyfriend. It’s not really a personal thing, she is just not okay with the idea of me dating someone. We got into an argument this morning… I told her that I actually can spend the night at his place, or a friends, whichever, and will be safe etc. But my mom says that I cannot come and go from the house as I please, that I am not welcome back if I start staying over night at his apartment, and that she will stop paying for my cell phone and internet.
The internet I can do without (our town has free wireless internet, although crappy, it works for school etc) but I need my cell phone and cannot afford the cell phone plan… I am working weekends right now but no one is hiring so I don’t have a weekday job (yes, I’m still sending in applications and trying to make things work).
But basically, I don’t know what to do. My boyfriend understands but he is upset, as am I. I don’t like feeling like I’m going behind my moms back or anything. I just don’t really know what to do. Any ideas? Thoughts? My mom seems to fully believe that she has all of this leverage over me (can choose where I spend the night, etc) because I still live at home. I wouldn’t ever be disrespectful (come home at 3 in the morning) but I don’t really see what’s wrong spending the night once a week or something. Any thoughts, please…. 
Drawing a blank
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