The 1970′s rock band Caravan once released a rather oddly titled album called “For Girls Who Go Plump In The Night” which, let’s be honest, isn’t the kind of thing you’d expect to read in an article about caravan insurance, even if the writer owns one (a caravan that is!) An insurance man in a caravan is perhaps not that strange, but an insurance man in a caravan listening to Caravan? No way!
Although I’m not entirely sure why I start thinking about this, I’m pretty sure it’s because I was looking back at some photos of last year’s Glastonbury festival the other day and I noticed just how many caravans were there in one get-up or another. Being an insurance man, I was of course thinking about the cover they had and whether or not the underwriters knew exactly what they were being used for.
Caravans were being used for almost everything you can think of that needs a sturdy shelter, i.e. people were living in them, some were being used as resting places for tired musicians, some were being used for paid showers and some were being used shops by refreshment vendors, and I still mean proper caravans, not mobile catering units.
In the camping areas there were caravans being used as shelter from the rain for the security staff, as meeting points for lost festival goers and as weekend homes for ageing rockers who either could no longer handle the rough nights of tent camping, or who just happened be fellow caravan fans.
Some of the bands use caravans too of course. Great big ones with one extra wheel at the front for steering the things for a start. They use them for changing in, partying in and well, all of the other things that bands do although I’m not certain that Caravan ever used one, that’s too good to be true isn’t it? Caravan in a caravan listening to their debut album (yes that’s right called “Caravan”). Perhaps they even went along with their friends in a convoy – a caravan of caravans including a caravan with Caravan in it listening to Caravan!
But I digress; as I said a few long paragraphs ago, all these caravans got me thinking about the right kind of insurance to take out for this kind of venture, and whether or not any of these people had the correct insurance, I think the answer is probably not. However if you are thinking of taking a caravan to a music festival or somewhere similar, it’s definitely worth taking out the proper insurance because anything can happen in those kind of “free-partying” atmospheres where people are intent on letting their hair down and are perhaps not in their clearest state of mind and caravans can easily get damaged either by careless party people, or by simply sliding off on its own in the slippery mud, it could flood or catch fire or get blown away in the wind. Fortunately you can take out insurance policies to cover more or less anything that could happen to it, even being hit by an uninsured caravan posing as a tea shop!
Coversure are leading providers of caravan insurance if you are thinking about taking your caravan anywhere where it would be even remotely at risk, you should think about taking out some caravan insurance, this will set your mind at rest when you leave it to go and do what you really want to do.
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