With a car insurance protection plan in place you will not have to worry whenever there is a minor accident or mishap which is common with any vehicle.

If you do not know what to do when faced with an accident, you will be left stranded and worried without any guidance as to what course of action should take. Do you really want to find yourself in such a situation? Better would be to read up and understand what all is to be done when in case of a mishap.

Incase you have had a minor collision without any impact to the people inside the car, best is to stop and move over to the side of the road so that you do not block the traffic.

If your cars are in the middle of the road, it can cause further accidents and injuries to others. Therefore switch on the hazard lights of both the vehicles to warn the others.

The next thing would be to call the police and report the accident. Incase of a minor accident the police may not arrive or respond immediately. But still you will need to report it for insurance purposes.

While waiting for the police to arrive, get down to noting the details of the other vehicle and note down the registration details, number plate, model, color and the drivers details including but not limited to his name, address, driving license number, insurance details etc.

There is no need to have any conversation as to who was wrong and to admit that you were at fault. The police will decide who was at fault and report to the insurance.

Your job is over with informing the insurance company about the accident and giving them the details including the photos if possible. Then you can leave it to them to sort out the matters further.

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